diff --git a/.release-please-manifest.json b/.release-please-manifest.json
index b727f170..493e9f4f 100644
--- a/.release-please-manifest.json
+++ b/.release-please-manifest.json
@@ -1,3 +1,3 @@
 {
-  ".": "0.162.0"
+  ".": "0.163.0"
 }
\ No newline at end of file
diff --git a/.stats.yml b/.stats.yml
index ffcfc72d..8ae04803 100644
--- a/.stats.yml
+++ b/.stats.yml
@@ -1,2 +1,2 @@
 configured_endpoints: 199
-openapi_spec_url: https://storage.googleapis.com/stainless-sdk-openapi-specs/increase%2Fincrease-3a8cddc4ecee394a7253767a8c87cf9f8a188ac4912ed2646bb2e17f6e75c967.yml
+openapi_spec_url: https://storage.googleapis.com/stainless-sdk-openapi-specs/increase%2Fincrease-c9e121d35d8e61a73dbf20411a863cb00a0a19d62efc4ae6d7c379a41f402da5.yml
diff --git a/CHANGELOG.md b/CHANGELOG.md
index e4551fb1..06ade462 100644
--- a/CHANGELOG.md
+++ b/CHANGELOG.md
@@ -1,5 +1,13 @@
 # Changelog
 
+## 0.163.0 (2024-11-14)
+
+Full Changelog: [v0.162.0...v0.163.0](https://github.com/Increase/increase-python/compare/v0.162.0...v0.163.0)
+
+### Features
+
+* **api:** api update ([#836](https://github.com/Increase/increase-python/issues/836)) ([1e75802](https://github.com/Increase/increase-python/commit/1e75802248f306092936d15a69dbb0f0d5050b93))
+
 ## 0.162.0 (2024-11-14)
 
 Full Changelog: [v0.161.0...v0.162.0](https://github.com/Increase/increase-python/compare/v0.161.0...v0.162.0)
diff --git a/pyproject.toml b/pyproject.toml
index 9cf845dc..6a9199f2 100644
--- a/pyproject.toml
+++ b/pyproject.toml
@@ -1,6 +1,6 @@
 [project]
 name = "increase"
-version = "0.162.0"
+version = "0.163.0"
 description = "The official Python library for the increase API"
 dynamic = ["readme"]
 license = "Apache-2.0"
diff --git a/src/increase/_version.py b/src/increase/_version.py
index 657ff194..581f0c95 100644
--- a/src/increase/_version.py
+++ b/src/increase/_version.py
@@ -1,4 +1,4 @@
 # File generated from our OpenAPI spec by Stainless. See CONTRIBUTING.md for details.
 
 __title__ = "increase"
-__version__ = "0.162.0"  # x-release-please-version
+__version__ = "0.163.0"  # x-release-please-version
diff --git a/src/increase/types/card_payment.py b/src/increase/types/card_payment.py
index ac6a2124..a14b2f97 100644
--- a/src/increase/types/card_payment.py
+++ b/src/increase/types/card_payment.py
@@ -828,6 +828,34 @@ class ElementCardDecline(BaseModel):
     transaction.
     """
 
+    real_time_decision_reason: Optional[
+        Literal[
+            "insufficient_funds",
+            "transaction_never_allowed",
+            "exceeds_approval_limit",
+            "card_temporarily_disabled",
+            "suspected_fraud",
+            "other",
+        ]
+    ] = None
+    """
+    This is present if a specific decline reason was given in the real-time
+    decision.
+
+    - `insufficient_funds` - The cardholder does not have sufficient funds to cover
+      the transaction. The merchant may attempt to process the transaction again.
+    - `transaction_never_allowed` - This type of transaction is not allowed for this
+      card. This transaction should not be retried.
+    - `exceeds_approval_limit` - The transaction amount exceeds the cardholder's
+      approval limit. The merchant may attempt to process the transaction again.
+    - `card_temporarily_disabled` - The card has been temporarily disabled or not
+      yet activated. The merchant may attempt to process the transaction again.
+    - `suspected_fraud` - The transaction is suspected to be fraudulent. The
+      merchant may attempt to process the transaction again.
+    - `other` - The transaction was declined for another reason. The merchant may
+      attempt to process the transaction again. This should be used sparingly.
+    """
+
     reason: Literal[
         "card_not_active",
         "physical_card_not_active",
diff --git a/src/increase/types/declined_transaction.py b/src/increase/types/declined_transaction.py
index 61fb3539..bc33fc7f 100644
--- a/src/increase/types/declined_transaction.py
+++ b/src/increase/types/declined_transaction.py
@@ -465,6 +465,34 @@ class SourceCardDecline(BaseModel):
     transaction.
     """
 
+    real_time_decision_reason: Optional[
+        Literal[
+            "insufficient_funds",
+            "transaction_never_allowed",
+            "exceeds_approval_limit",
+            "card_temporarily_disabled",
+            "suspected_fraud",
+            "other",
+        ]
+    ] = None
+    """
+    This is present if a specific decline reason was given in the real-time
+    decision.
+
+    - `insufficient_funds` - The cardholder does not have sufficient funds to cover
+      the transaction. The merchant may attempt to process the transaction again.
+    - `transaction_never_allowed` - This type of transaction is not allowed for this
+      card. This transaction should not be retried.
+    - `exceeds_approval_limit` - The transaction amount exceeds the cardholder's
+      approval limit. The merchant may attempt to process the transaction again.
+    - `card_temporarily_disabled` - The card has been temporarily disabled or not
+      yet activated. The merchant may attempt to process the transaction again.
+    - `suspected_fraud` - The transaction is suspected to be fraudulent. The
+      merchant may attempt to process the transaction again.
+    - `other` - The transaction was declined for another reason. The merchant may
+      attempt to process the transaction again. This should be used sparingly.
+    """
+
     reason: Literal[
         "card_not_active",
         "physical_card_not_active",