diff --git a/libs/domains/organizations/feature/src/lib/free-trial-banner/free-trial-banner.tsx b/libs/domains/organizations/feature/src/lib/free-trial-banner/free-trial-banner.tsx
index b1dac3e7fa0..4fc0dbca2f1 100644
--- a/libs/domains/organizations/feature/src/lib/free-trial-banner/free-trial-banner.tsx
+++ b/libs/domains/organizations/feature/src/lib/free-trial-banner/free-trial-banner.tsx
@@ -1,20 +1,25 @@
 import { useMemo } from 'react'
 import { useLocation, useParams } from 'react-router-dom'
-import { useUserSignUp } from '@qovery/domains/users-sign-up/feature'
 import { SETTINGS_BILLING_SUMMARY_URL, SETTINGS_URL } from '@qovery/shared/routes'
 import { Banner } from '@qovery/shared/ui'
 import { useSupportChat } from '@qovery/shared/util-hooks'
 import { pluralize } from '@qovery/shared/util-js'
 import useClusterCreationRestriction from '../hooks/use-cluster-creation-restriction/use-cluster-creation-restriction'
 
+const FREE_TRIAL_ADD_CREDIT_CARD_MESSAGE =
+  'You are on a free trial. Add a credit card to unlock managed cluster creation. If you need help, please contact us.'
+
 export function FreeTrialBanner() {
   const { organizationId = '' } = useParams()
   const { pathname } = useLocation()
-  const { data: userSignUp } = useUserSignUp()
-  const hasDxAuth = Boolean(userSignUp?.dx_auth)
-  const { isInActiveFreeTrial, remainingTrialDays } = useClusterCreationRestriction({
+  const {
+    isClusterCreationRestricted: hasRestriction,
+    isNoCreditCardRestriction,
+    isInActiveFreeTrial,
+    remainingTrialDays,
+    hasNoCreditCard,
+  } = useClusterCreationRestriction({
     organizationId,
-    dxAuth: hasDxAuth,
   })
   const { showChat } = useSupportChat()
 
@@ -22,18 +27,31 @@ export function FreeTrialBanner() {
     SETTINGS_URL(organizationId) + SETTINGS_BILLING_SUMMARY_URL
   )
 
+  // Show the banner when there is any billing restriction or an active free trial
+  const shouldShowBanner = hasRestriction || isInActiveFreeTrial
+
   const shouldHideBanner = useMemo(
-    () => !isInActiveFreeTrial || isOnOrganizationBillingSummaryPage || hasDxAuth,
-    [isInActiveFreeTrial, isOnOrganizationBillingSummaryPage, hasDxAuth]
+    () => !shouldShowBanner || isOnOrganizationBillingSummaryPage,
+    [shouldShowBanner, isOnOrganizationBillingSummaryPage]
   )
 
   if (shouldHideBanner) {
     return null
   }
 
-  // Add + 1 because Chargebee return 0 when the trial is ending today
+  // Generic restriction (not NO_CREDIT_CARD): deployments are blocked
+  if (hasRestriction && !isNoCreditCardRestriction) {
+    return (
+      <Banner color="red" buttonIconRight="arrow-right" buttonLabel="Contact us" onClickButton={() => showChat()}>
+        Deployments are restricted on your organization. Please contact support to resolve this issue.
+      </Banner>
+    )
+  }
+
+  // Free trial: ask to add card only when billing restricts cluster creation (NO_CREDIT_CARD), otherwise show expiry countdown
   const days = (remainingTrialDays ?? 0) + 1
-  const message = `Your free trial plan expires ${days} ${pluralize(days, 'day')} from now. If you need help, please contact us.`
+  const expiryMessage = `Your free trial plan expires ${days} ${pluralize(days, 'day')} from now. If you need help, please contact us.`
+  const message = hasNoCreditCard && isNoCreditCardRestriction ? FREE_TRIAL_ADD_CREDIT_CARD_MESSAGE : expiryMessage
 
   return (
     <Banner color="brand" buttonIconRight="arrow-right" buttonLabel="Need help" onClickButton={() => showChat()}>
diff --git a/libs/domains/organizations/feature/src/lib/hooks/use-add-credit-card/use-add-credit-card.ts b/libs/domains/organizations/feature/src/lib/hooks/use-add-credit-card/use-add-credit-card.ts
index 78c953c6a86..75731cee1af 100644
--- a/libs/domains/organizations/feature/src/lib/hooks/use-add-credit-card/use-add-credit-card.ts
+++ b/libs/domains/organizations/feature/src/lib/hooks/use-add-credit-card/use-add-credit-card.ts
@@ -10,6 +10,9 @@ export function useAddCreditCard() {
       queryClient.invalidateQueries({
         queryKey: queries.organizations.creditCards({ organizationId }).queryKey,
       })
+      queryClient.invalidateQueries({
+        queryKey: queries.organizations.details({ organizationId }).queryKey,
+      })
     },
     meta: {
       notifyOnSuccess: {
diff --git a/libs/domains/organizations/feature/src/lib/hooks/use-cluster-creation-restriction/use-cluster-creation-restriction.ts b/libs/domains/organizations/feature/src/lib/hooks/use-cluster-creation-restriction/use-cluster-creation-restriction.ts
index 5c45b1eb357..a66d38acd95 100644
--- a/libs/domains/organizations/feature/src/lib/hooks/use-cluster-creation-restriction/use-cluster-creation-restriction.ts
+++ b/libs/domains/organizations/feature/src/lib/hooks/use-cluster-creation-restriction/use-cluster-creation-restriction.ts
@@ -1,60 +1,55 @@
 import { useMemo } from 'react'
 import useCreditCards from '../use-credit-cards/use-credit-cards'
 import useCurrentCost from '../use-current-cost/use-current-cost'
+import useOrganization from '../use-organization/use-organization'
 
 export interface UseClusterCreationRestrictionProps {
   organizationId: string
-  /** When true, cluster creation is never restricted (e.g. DX auth users). */
-  dxAuth?: boolean
 }
 
 /**
  * Hook to determine if cluster creation should be restricted.
  *
- * Clusters (except demo) are restricted when:
- * - User is not dxAuth (dxAuth users are never restricted)
- * - AND user is in an active free trial (inverse of the free-trial-banner hide condition)
- * - AND user has no credit card registered
- *
- * @see https://qovery.slack.com/archives/C02P3MA2NKT/p1768564947277349
+ * Uses the backend-provided `billing_deployment_restriction` field on the organization:
+ * - null → no restriction
+ * - 'NO_CREDIT_CARD' → free trial restriction (blocks managed cluster creation, allows demo)
+ * - any other string → blocks all deployments
  */
-export function useClusterCreationRestriction({ organizationId, dxAuth }: UseClusterCreationRestrictionProps) {
+export function useClusterCreationRestriction({ organizationId }: UseClusterCreationRestrictionProps) {
+  const { data: organization, isFetched: isFetchedOrganization } = useOrganization({ organizationId })
   const { data: currentCost, isFetched: isFetchedCurrentCost } = useCurrentCost({ organizationId })
-  const { data: creditCards, isFetched: isFetchedCreditCards } = useCreditCards({ organizationId })
+  const { data: creditCards = [], isFetched: isFetchedCreditCards } = useCreditCards({ organizationId })
 
   const remainingTrialDays = currentCost?.remaining_trial_day
 
-  // Check if user is in active free trial
-  // This is the inverse of the condition in free-trial-banner.tsx that hides the banner
-  // Original condition (to hide banner):
-  //   remainingTrialDays === undefined || remainingTrialDays <= 0 || remainingTrialDays > 90 || !isFetchedCurrentCost
-  // Inverse (user is in active trial):
-  //   remainingTrialDays is defined AND > 0 AND <= 90 AND data is fetched
+  const billingDeploymentRestriction = organization?.billing_deployment_restriction
+
+  // Check if user is in active free trial (used by free-trial-banner)
   const isInActiveFreeTrial = useMemo(
     () =>
       isFetchedCurrentCost && remainingTrialDays !== undefined && remainingTrialDays > 0 && remainingTrialDays <= 90,
     [isFetchedCurrentCost, remainingTrialDays]
   )
 
-  // Check if user has no credit card
-  const hasNoCreditCard = useMemo(
-    () => isFetchedCreditCards && (!creditCards || creditCards.length === 0),
-    [isFetchedCreditCards, creditCards]
-  )
-
-  // Do not restrict when dxAuth is true (e.g. DX auth users bypass trial/credit-card rules)
+  // Cluster creation is restricted when the backend sets a billing deployment restriction
   const isClusterCreationRestricted = useMemo(
-    () => !dxAuth && isInActiveFreeTrial && hasNoCreditCard,
-    [dxAuth, isInActiveFreeTrial, hasNoCreditCard]
+    () => isFetchedOrganization && billingDeploymentRestriction != null,
+    [isFetchedOrganization, billingDeploymentRestriction]
   )
 
-  const isLoading = !isFetchedCurrentCost || !isFetchedCreditCards
+  const isNoCreditCardRestriction = billingDeploymentRestriction === 'NO_CREDIT_CARD'
+
+  const hasNoCreditCard = isFetchedCreditCards && creditCards.length === 0
+
+  const isLoading = !isFetchedOrganization || !isFetchedCurrentCost
 
   return {
     isClusterCreationRestricted,
+    isNoCreditCardRestriction,
+    hasNoCreditCard,
     isLoading,
     isInActiveFreeTrial,
-    hasNoCreditCard,
+    billingDeploymentRestriction,
     remainingTrialDays,
   }
 }
diff --git a/libs/pages/clusters/src/lib/feature/page-new-feature/page-new-feature.tsx b/libs/pages/clusters/src/lib/feature/page-new-feature/page-new-feature.tsx
index 86b119a3f5e..59b98fa7642 100644
--- a/libs/pages/clusters/src/lib/feature/page-new-feature/page-new-feature.tsx
+++ b/libs/pages/clusters/src/lib/feature/page-new-feature/page-new-feature.tsx
@@ -13,7 +13,6 @@ import { NavLink, useParams } from 'react-router-dom'
 import { match } from 'ts-pattern'
 import { ClusterInstallationGuideModal } from '@qovery/domains/clusters/feature'
 import { useClusterCreationRestriction } from '@qovery/domains/organizations/feature'
-import { useUserSignUp } from '@qovery/domains/users-sign-up/feature'
 import { AddCreditCardModalFeature } from '@qovery/shared/console-shared'
 import { CLUSTERS_TEMPLATE_CREATION_URL, CLUSTERS_URL, SETTINGS_BILLING_URL, SETTINGS_URL } from '@qovery/shared/routes'
 import { Button, Callout, Heading, Icon, Link, Section, useModal } from '@qovery/shared/ui'
@@ -391,12 +390,8 @@ export function PageNewFeature() {
   const { organizationId = '' } = useParams()
   useDocumentTitle('Create new cluster - Qovery')
   const { openModal, closeModal } = useModal()
-  const { data: userSignUp } = useUserSignUp()
-  const hasDxAuth = Boolean(userSignUp?.dx_auth)
-
-  const { isClusterCreationRestricted } = useClusterCreationRestriction({
+  const { isClusterCreationRestricted, isNoCreditCardRestriction } = useClusterCreationRestriction({
     organizationId,
-    dxAuth: hasDxAuth,
   })
 
   const openInstallationGuideModal = ({ isDemo = false }: { isDemo?: boolean } = {}) =>
@@ -608,38 +603,52 @@ export function PageNewFeature() {
             <Heading>Or choose your hosting mode</Heading>
             <p className="text-sm text-neutral-350">Manage your infrastructure across different hosting mode.</p>
           </div>
-          {isClusterCreationRestricted && (
-            <Callout.Root color="sky" className="mb-5">
-              <Callout.Icon>
-                <Icon iconName="circle-info" iconStyle="regular" />
-              </Callout.Icon>
-              <Callout.Text>
-                <Callout.TextHeading>Add a credit card to create a cluster</Callout.TextHeading>
-                <Callout.TextDescription>
-                  You need to add a credit card to your account before creating a cluster on a cloud provider. You won’t
-                  be charged until your trial ends.
-                  <br />
-                  <Link
-                    as="button"
-                    color="neutral"
-                    variant="outline"
-                    className="mt-2"
-                    to={SETTINGS_URL(organizationId) + SETTINGS_BILLING_URL}
-                  >
-                    Add credit card
-                    <Icon iconName="arrow-right" className="ml-1" iconStyle="regular" />
-                  </Link>
-                </Callout.TextDescription>
-              </Callout.Text>
-            </Callout.Root>
-          )}
+          {isClusterCreationRestricted &&
+            (isNoCreditCardRestriction ? (
+              <Callout.Root color="sky" className="mb-5">
+                <Callout.Icon>
+                  <Icon iconName="circle-info" iconStyle="regular" />
+                </Callout.Icon>
+                <Callout.Text>
+                  <Callout.TextHeading>Add a credit card to create a cluster</Callout.TextHeading>
+                  <Callout.TextDescription>
+                    You need to add a credit card to your account before creating a cluster on a cloud provider. You
+                    won't be charged until your trial ends.
+                    <br />
+                    <Link
+                      as="button"
+                      color="neutral"
+                      variant="outline"
+                      className="mt-2"
+                      to={SETTINGS_URL(organizationId) + SETTINGS_BILLING_URL}
+                    >
+                      Add credit card
+                      <Icon iconName="arrow-right" className="ml-1" iconStyle="regular" />
+                    </Link>
+                  </Callout.TextDescription>
+                </Callout.Text>
+              </Callout.Root>
+            ) : (
+              <Callout.Root color="red" className="mb-5">
+                <Callout.Icon>
+                  <Icon iconName="circle-exclamation" iconStyle="regular" />
+                </Callout.Icon>
+                <Callout.Text>
+                  <Callout.TextHeading>Cluster creation is restricted</Callout.TextHeading>
+                  <Callout.TextDescription>
+                    Your organization has a billing restriction that prevents cluster creation. Please contact support
+                    to resolve this issue.
+                  </Callout.TextDescription>
+                </Callout.Text>
+              </Callout.Root>
+            ))}
           <div className="flex w-[calc(100%+20px)] flex-wrap gap-5">
             {cloudProviders.slice(1).map((props, index) => (
               <CardCluster
                 key={props.title}
                 index={index}
                 disabled={isClusterCreationRestricted}
-                onDisabledClick={openCreditCardModal}
+                onDisabledClick={isNoCreditCardRestriction ? openCreditCardModal : undefined}
                 {...props}
               />
             ))}
diff --git a/libs/pages/settings/src/lib/ui/page-organization-billing-summary/page-organization-billing-summary.tsx b/libs/pages/settings/src/lib/ui/page-organization-billing-summary/page-organization-billing-summary.tsx
index 80d8f88be4e..7e1ac405c32 100644
--- a/libs/pages/settings/src/lib/ui/page-organization-billing-summary/page-organization-billing-summary.tsx
+++ b/libs/pages/settings/src/lib/ui/page-organization-billing-summary/page-organization-billing-summary.tsx
@@ -54,10 +54,8 @@ export function PageOrganizationBillingSummary(props: PageOrganizationBillingSum
   // It's not so accurate, but it's a good enough approximation for now
   const billingRecurrence = getBillingRecurrenceStr(props.currentCost?.renewal_at)
   const remainingTrialDay = props.currentCost?.remaining_trial_day ?? 0
-  const hasDxAuth = Boolean(userSignUp?.dx_auth)
-  const showTrialCallout =
-    remainingTrialDay !== undefined && remainingTrialDay > 0 && !props.creditCardLoading && !hasDxAuth
-  const showErrorCallout = (props.hasCreditCard ?? Boolean(props.creditCard)) || hasDxAuth
+  const showTrialCallout = remainingTrialDay !== undefined && remainingTrialDay > 0 && !props.creditCardLoading
+  const hasNoCreditCard = !(props.hasCreditCard ?? Boolean(props.creditCard)) && !userSignUp?.dx_auth
 
   // This function is used to get the trial start date based on the remaining trial days from the API
   const trialStartDate = useMemo(() => {
@@ -83,31 +81,31 @@ export function PageOrganizationBillingSummary(props: PageOrganizationBillingSum
     <div className="flex w-full max-w-[832px] flex-col justify-between">
       <Section className="p-8">
         {showTrialCallout && (
-          <Callout.Root color={showErrorCallout ? 'yellow' : 'red'} className="mb-8 items-center">
+          <Callout.Root color={hasNoCreditCard ? 'red' : 'yellow'} className="mb-8 items-center">
             <Callout.Text>
               <Callout.TextHeading>
                 {/* Add + 1 because Chargebee return 0 when the trial is ending today */}
-                {showErrorCallout
-                  ? `Your free trial plan expires ${remainingTrialDay + 1} ${pluralize(remainingTrialDay + 1, 'day')} from now`
-                  : `No credit card registered, your account will be blocked at the end your trial in ${remainingTrialDay + 1} ${pluralize(remainingTrialDay + 1, 'day')}`}
+                {hasNoCreditCard
+                  ? `No credit card registered, your account will be blocked at the end your trial in ${remainingTrialDay + 1} ${pluralize(remainingTrialDay + 1, 'day')}`
+                  : `Your free trial plan expires ${remainingTrialDay + 1} ${pluralize(remainingTrialDay + 1, 'day')} from now`}
               </Callout.TextHeading>
-              {showErrorCallout ? (
+              {hasNoCreditCard ? (
+                <>Add a payment method to avoid service interruption at the end of your trial.</>
+              ) : (
                 <>
                   You have contracted a free 14-days trial on{' '}
                   {trialStartDate ? format(trialStartDate, 'MMMM d, yyyy') : '...'}. At the end of this plan your user
                   subscription will start. You cancel your trial by deleting your organization.
                 </>
-              ) : (
-                <>Add a payment method to avoid service interruption at the end of your trial.</>
               )}
             </Callout.Text>
             <Button
               size="sm"
               variant="solid"
-              color={showErrorCallout ? 'yellow' : 'red'}
-              onClick={() => (showErrorCallout ? props.onCancelTrialClick?.() : props.onAddCreditCardClick?.())}
+              color={hasNoCreditCard ? 'red' : 'yellow'}
+              onClick={() => (hasNoCreditCard ? props.onAddCreditCardClick?.() : props.onCancelTrialClick?.())}
             >
-              {showErrorCallout ? 'Cancel free trial' : 'Add credit card'}
+              {hasNoCreditCard ? 'Add credit card' : 'Cancel free trial'}
             </Button>
           </Callout.Root>
         )}
diff --git a/package.json b/package.json
index a0b02548859..46b07a6b60d 100644
--- a/package.json
+++ b/package.json
@@ -68,7 +68,7 @@
     "mermaid": "^11.6.0",
     "monaco-editor": "0.53.0",
     "posthog-js": "^1.260.1",
-    "qovery-typescript-axios": "1.1.830",
+    "qovery-typescript-axios": "1.1.832",
     "react": "18.3.1",
     "react-country-flag": "^3.0.2",
     "react-datepicker": "^4.12.0",
diff --git a/yarn.lock b/yarn.lock
index a0ea77b43fe..140729fc9e0 100644
--- a/yarn.lock
+++ b/yarn.lock
@@ -5451,7 +5451,7 @@ __metadata:
     prettier: ^3.2.5
     prettier-plugin-tailwindcss: ^0.5.14
     pretty-quick: ^4.0.0
-    qovery-typescript-axios: 1.1.830
+    qovery-typescript-axios: 1.1.832
     qovery-ws-typescript-axios: ^0.1.420
     react: 18.3.1
     react-country-flag: ^3.0.2
@@ -24269,12 +24269,12 @@ __metadata:
   languageName: node
   linkType: hard
 
-"qovery-typescript-axios@npm:1.1.830":
-  version: 1.1.830
-  resolution: "qovery-typescript-axios@npm:1.1.830"
+"qovery-typescript-axios@npm:1.1.832":
+  version: 1.1.832
+  resolution: "qovery-typescript-axios@npm:1.1.832"
   dependencies:
     axios: 1.12.2
-  checksum: 7545153eac1d9b3e8192c2ef6288fee203714ec81404581e1b6871a69937335d03c7820d5c2c8934f73eed96f0ac0e5bda4c7149d88ee23df26a56f8822e3128
+  checksum: 1337d725e15ff6c5ed82f183a2e0b2bd0cbfa86ff0826df327da8a1778f05ff363279b0dd74e9a9f450eb9f09fd63fc35988c9928960466fbc7767b9d4639ddd
   languageName: node
   linkType: hard