diff --git a/docs/proposals/encrypted_descriptor.md b/docs/proposals/encrypted_descriptor.md
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+// EncryptedMultisigDescriptor.java
+
+import java.nio.charset.StandardCharsets;
+import java.security.MessageDigest;
+import java.security.SecureRandom;
+import java.util.ArrayList;
+import java.util.Arrays;
+import java.util.Base64;
+import java.util.List;
+import javax.crypto.Cipher;
+import javax.crypto.SecretKeySpec;
+import javax.crypto.spec.GCMParameterSpec;
+import javax.crypto.AEADBadTagException;
+
+public class EncryptedMultisigDescriptor {
+
+    private static final int IV_LENGTH = 12;
+    private static final int TAG_LENGTH = 16;
+
+    public static byte[] getPairKey(String zpub1, String zpub2) throws Exception {
+        if (zpub1 == null || zpub2 == null || zpub1.isEmpty() || zpub2.isEmpty()) {
+            throw new IllegalArgumentException("zpubs cannot be null or empty");
+        }
+        String[] pair = {zpub1, zpub2};
+        Arrays.sort(pair);
+        String concat = pair[0] + pair[1];
+        MessageDigest md = MessageDigest.getInstance("SHA-256");
+        return md.digest(concat.getBytes(StandardCharsets.UTF_8));
+    }
+
+    public static String encrypt(String descriptor, byte[] key) throws Exception {
+        SecretKeySpec skey = new SecretKeySpec(key, "AES");
+        Cipher cipher = Cipher.getInstance("AES/GCM/NoPadding");
+        byte[] iv = new byte[IV_LENGTH];
+        new SecureRandom().nextBytes(iv);
+        GCMParameterSpec spec = new GCMParameterSpec(TAG_LENGTH * 8, iv);
+        cipher.init(Cipher.ENCRYPT_MODE, skey, spec);
+        byte[] ct = cipher.doFinal(descriptor.getBytes(StandardCharsets.UTF_8));
+
+        byte[] blob = new byte[IV_LENGTH + ct.length];
+        System.arraycopy(iv, 0, blob, 0, IV_LENGTH);
+        System.arraycopy(ct, 0, blob, IV_LENGTH, ct.length);
+
+        return Base64.getEncoder().encodeToString(blob);
+    }
+
+    public static String decrypt(String blobStr, byte[] key) throws Exception {
+        byte[] blob = Base64.getDecoder().decode(blobStr);
+        if (blob.length < IV_LENGTH) throw new IllegalArgumentException("Invalid blob length");
+
+        byte[] iv = Arrays.copyOfRange(blob, 0, IV_LENGTH);
+        byte[] ct = Arrays.copyOfRange(blob, IV_LENGTH, blob.length);
+
+        SecretKeySpec skey = new SecretKeySpec(key, "AES");
+        Cipher cipher = Cipher.getInstance("AES/GCM/NoPadding");
+        GCMParameterSpec spec = new GCMParameterSpec(TAG_LENGTH * 8, iv);
+        cipher.init(Cipher.DECRYPT_MODE, skey, spec);
+
+        try {
+            return new String(cipher.doFinal(ct), StandardCharsets.UTF_8);
+        } catch (AEADBadTagException e) {
+            return null;
+        }
+    }
+
+    public static List<String[]> generatePairs(String[] zpubs) {
+        if (zpubs.length != 3) {
+            throw new IllegalArgumentException("Must provide exactly 3 zpubs");
+        }
+
+        List<String[]> pairs = new ArrayList<>();
+        pairs.add(new String[]{zpubs[0], zpubs[1]});
+        pairs.add(new String[]{zpubs[0], zpubs[2]});
+        pairs.add(new String[]{zpubs[1], zpubs[2]});
+
+        return pairs;
+    }
+
+    public static List<String> encrypt2of3(String descriptor, String[] zpubs) throws Exception {
+        List<String[]> pairs = generatePairs(zpubs);
+        List<String> blobs = new ArrayList<>();
+
+        for (String[] pair : pairs) {
+            byte[] key = getPairKey(pair[0], pair[1]);
+            String blob = encrypt(descriptor, key);
+            blobs.add(blob);
+        }
+
+        return blobs;
+    }
+
+    public static String decrypt2of3(String blob, String[] zpubs) throws Exception {
+        List<String[]> pairs = generatePairs(zpubs);
+
+        for (String[] pair : pairs) {
+            byte[] key = getPairKey(pair[0], pair[1]);
+            String descriptor = decrypt(blob, key);
+            if (descriptor != null) {
+                return descriptor;
+            }
+        }
+
+        throw new SecurityException("Failed to decrypt blob with given zpubs");
+    }
+}